Business Credit
Structured business-credit solutions designed around cash flow, receivables, supplier obligations, contracts and identifiable repayment events — delivered under your brand on mandate-backed funding.
Product range
Fund the operating cycle today and broaden into receivables, trade and contract facilities through one controlled framework.
Who it's for
Operating capital that scales with revenue, receivables and contracts.
A funding and technology partner to expand your product shelf.
Place business-credit scenarios under your own brand with institutional support.
Trade and supplier finance to bridge the gap between order and payment.
Contract-backed funding aligned to confirmed milestones.
Invoice finance to release cash tied up in approved debtors.
Example scenarios
Representative structures only. Every facility is assessed on its own merits against the relevant funding mandate.
Invoice finance
A service business advances against approved invoices to fund payroll and growth without waiting on 60-day terms.
Illustrative scenario — not a credit decision or offer.
Trade finance
An importer funds a confirmed supplier order and repays on customer settlement.
Illustrative scenario — not a credit decision or offer.
Term facility
An SME takes a secured term facility to fund equipment and expansion, repaid from operating cash flow.
Illustrative scenario — not a credit decision or offer.
How funding works
Share the business, cash-flow profile and funding need.
Cash flow, receivables and security are assessed against the mandate.
Facility terms and documentation are prepared through Credit Engine.
The facility is drawn and managed, with reviews through the operating cycle.
FAQ
Common questions about how our business lending, funding and white-label partnership model works.
Assessment is cash-flow led. We look at the operating cycle, receivables, contracts and identifiable repayment events rather than relying on a single metric, then structure the facility against the relevant funding mandate.
Facilities are delivered on mandate-backed institutional funding lines. You originate under your own brand while credit, documentation and drawdowns are run through Credit Engine, our credit operating system.
You present business-credit products to your clients under your own brand and keep the relationship. We provide the funding, credit operations and technology behind you, including assessment, documentation and ongoing management.
Secured term loans, business lines of credit and working-capital facilities, plus receivables, trade, supplier, purchase-order and contract finance. You can start with the products your market needs and broaden over time through one framework.
Revolving facilities flex with the operating cycle, while term facilities amortise from cash flow. Reviews are scheduled through the operating cycle so limits stay aligned to the underlying business.
Growing SMEs, importers and wholesalers, contractors and service businesses that need capital to move — as well as commercial-finance businesses and brokers who want to expand their product shelf under their own brand.
Founding partnerships
We are speaking with mortgage managers, private lenders, commercial-finance businesses, broker groups and capital partners seeking to build differentiated property and business-credit capability.